Last Mile Logistics

Last Mile Delivery

Last Mile Logistics

Champion Risk specializes in creating program solutions for 3PL aggregators in the Last Mile Delivery space that work with contract carrier drivers running under their own operating authority and providing delivery services of heavy bulk goods across the threshold into homes.

Why use the Last Mile Logistics Program?

  • Individually issued comprehensive insurance policies
  • Individual contractor insurance selection
  • Large, financially superior insurance company (AM Best Rated “A-” Excellent)
  • Monthly/weekly bill pay plan for both corporate and contractor
  • Custom-designed online insurance administration tool
  • Group buying power for auto and umbrella liability insurance through a risk purchasing group
  • Bilingual onboarding & customer service platform
  • Dedicated claims team for logistics industry
  • Real time claims integration of Cause & Loss that drives education
  • Claims deductible bill plan options

Targeted Account Profile
3PL’s (Last Mile Delivery Aggregators) in the final mile space that contract with Independent Contractors to provide deliveries across the threshold specifically of new furniture and or appliances into homes.

Insurance Carrier Partners
  • AM Best Rated "A-"
  • Admitted Insurance Carrier
States/Provinces Served
  • All States
No Minimum Premiums

In House Authority Thresholds
  • Full UW Capability
Coverage Offering Summary
  • Occupational Accident
  • Contingent Liability Coverage
  • Workers’ Compensation
  • Commercial General Liability
  • Cargo & Warehouse Legal Liability
  • Auto Liability/Auto Physical Damage
  • Umbrella/Excess Liability Coverage
  • Equipment Floater
Submission Requirements
  • Last Mile Delivery Program Questionnaire
  • Copy of Contract Carrier Agreement
  • Prior Program Loss HIstory (if applicable)
  • Insurance requirements and sample COI
  • Average weekly & daily gross revenue by carrier
  • Average number of trucks per carrier
  • Average number of days carriers run per week
  • Carrier summary by location
  • Customer/Shipper list
  • Terminal location list
  • Any additional safety training insight or materials that might be shared
Value Added Program Benefits
  • Work injury coverages available in all states (OCAC and/or Workers’ Compensation)
  • Individually issued comprehensive policies
  • Individual contractor insurance selection
  • All coverage with one insurance carrier
  • Large, financially superior insurance company (AM Best Rated “A-”)
  • Physical Damage deductible options for fleets with 5+ vehicles
  • Monthly/Weekly direct bill plans for both corporate and contractor
  • Custom designed online insurance administration tool
  • Dedicated claims team for logistics industry


To learn more, contact one of our leaders for the Last Mile Program.

Theo Goodwell
858.360.7796 | tgoodwell@championrisk.com

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